Personal Checking
No matter your stage in life,
we have an account for you.
All Star Free Checking
All Star Free Checking gives you everything you need from a checking account with no unnecessary extras – or any monthly fees. A FREE account for everyone.
This new personal checking account includes Free Debit Card; Surcharge-Free access to over 40,000 ATMs nationwide through MoneyPass and Allpoint networks, FREE Online Banking, FREE Bill Pay, FREE Mobile Banking with Mobile deposit.
All Star Checking Offers:
- No minimum balance
- No monthly service charge
- Only $50.00 to open this account
Bonus Checking
An account that pays for itself with added value.
This account includes: FREE Debit Card; Surcharge-FREE access to over 40,000 ATMs nationwide through MoneyPass and Allpoint networks, FREE Online Banking, FREE Bill Pay, FREE Mobile Banking with Mobile Deposit, FREE eStatements, and Buy Back of your debit cards and unused checks from another financial institution up to $10.
- Up to $5,000 Identity Theft Expense Reimbursement Coverage 2
- Fully Managed Identity Theft Resolutions Services
- Debit and Credit Card Registration
- Dark Web Monitoring (registration/activation required)
- Financial Wellness 360o
- Up to $10,000 of 24-hour Accidental Death & Dismemberment Insurance 2
- Cell Phone Protection 2 (Cell Phone Bill must be paid through eligible account)
- Travel and Leisure Discounts (available via mobile or web only)
- FREE box of Bank Star standard checks per year
- Only $8.00 per month
Super Star Interest Checking
An account for those interested in higher interest.
This personal checking account includes: Free Debit Card; Surcharge-FREE access to over 40,000 ATMs nationwide through MoneyPass and Allpoint networks, FREE Online Banking, FREE Bill Pay, FREE Mobile Banking with Mobile Deposit, FREE eStatements, and Buy Back of your debit cards and unused checks from another financial institution up to $10.
- FREE Bank Star standards checks
- Higher interest rate with a balance of $1,500^ or more
- Competitive interest if balance falls below$1,500^
- Only $8 monthly charge if minimum balance falls below $1,500
Gold Star 50+ Interest Checking
The perfect account for our friends 50 and better.
This personal checking account includes: FREE Debit Card, Surcharge-FREE access to over 40,000 ATMs nationwide through MoneyPass and Allpint networks, FREE Online Banking, FREE Bill Pay, FREE Mobile Banking with Mobile Deposit, Free eSetatements, and Buy Back of your debit cards and unused checks from another financial institution up to $10.
- FREE box of Bank Star standard checks per year
- Competitive interest
- No minimum balance
- No monthly service charge
- Only $50 to open this account
Galaxy Club Plus
Get the best of Galaxy Club while getting even more, like an interest on your entire checking balance.
This personal checking account includes: FREE Debit Card, Surcharge-FREE access to over 40,000 ATMs nationwide through MoneyPass and Allpint networks, FREE Online Banking, FREE Bill Pay, FREE Mobile Banking with Mobile Deposit, Free eStatements.
- Complimentary online banking access and bill pay services
- Complimentary mobile application
- One complementary box of basic checks per year
- Complimentary Cashier's Checks and Money Orders (limit six per month)
- IDProtect Identity Theft Monitoring and Resolution Service2
- Up to 20,000 of 24-hour Accidental Death & Dismemberment Insurance1
- Cell Phone Protection1(Cell Phone bill must be paid through eligible accounts)
- Travel and Leisure Discounts* (available via mobile or web only)
- A $4.00 Service Fee Applies
Money Market
Make your money make money, even when it’s sitting in the bank. Open this interest bearing, credited monthly account to get started.
- $100 to open
- $10.00 fee if balance falls below $1,500.00
- $10.00 excess debit fee
- Tiered Interest-bearing account
- Rates may change
Bonus Checking, Bonus Checking Plus, Galaxy Club and Galaxy Club Plus Disclosures:
* Registration/activation required
^ See Truth in Savings Document for full details
1 Special Program Notes: the descriptions herein are summaries only and do not include all terms, conditions and exclusions of the benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Insurance products are not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.
2Benefits are available to personal checking account owner(s) and their joint account owners subject to the terms and conditions for the applicable Benefits, account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a " signer" on the account who is not an account owner or to business, clubs, trusts, organization and/or churches and their members, or schools and their employees/students.
Bonus Checking, Bonus Checking Plus, Galaxy Club and Galaxy Club Plus Disclosures:
* Registration/activation required
^ See Truth in Savings Document for full details
1 Special Program Notes: the descriptions herein are summaries only and do not include all terms, conditions and exclusions of the benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Insurance products are not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.
2Benefits are available to personal checking account owner(s) and their joint account owners subject to the terms and conditions for the applicable Benefits, account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a " signer" on the account who is not an account owner or to business, clubs, trusts, organization and/or churches and their members, or schools and their employees/students.
Personal Account Disclosures:
Other fees such as non-sufficient funds, overdraft, etc. may apply. See fee schedule for details. Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply.
Have more questions, contact us at
636-271-2265 or
Customerservice@bank-star.com
Please note: Do not include any personal account details or information via email. For confidential information submission, please use " Upload Secure Documents" feature at the top of our page.
Bank Star Debit Card:
AllPoint
Your Bank Star debit card gives you access to AllPoint and MoneyPass ATMs nationwide – for free. Use our ATM Locator to find one near you.
Move On From Checks
No more digging for your ID. No more searching for a pen. Your Bank Star debit card is now the easiest way to pay.
Simple Records
When you use your Bank Star debit card, every pushcase and ATM transaction is itemized on your monthly statement. And you can access it all on our mobile app.
Added Protection
You already have secure way to pay. But with help from MasterCard, you can add a little extra protection to your Bank Star debit card
Other ways to protect
Protect your cards directly form your phone using SecurLock Equip App. Left a store without your card? Lock it until you can get it back. Receive alerts and monitor spending. (google play & App store)
About Overdraft Fees:
It’s happened to almost all of us – you don’t have enough money in your account to cover a transaction. We understand. Here’s what to know if that happens.
Overdraft Coverage
Each account has standard overdraft protection. We also offer other options, such as linking to another deposit account that could be less expensive than standard protection.
Transaction Types
We’ll authorize and pay overdrafts on transactions such as auto-pay bills and checks. Overdraft authorization on ATM and debit card transactions requires extra protection.
Fees
Any transaction that results in an overdraft of $5.01 or will result in a charge of up to $29.75 per item, with a limit of 6 items per account per day