Personal Checking
No matter your stage in life,
we have an account for you.
All Star Checking
If you want convenience, look no further. All-Star Checking gives you everything you need from a checking account with no unnecessary extras – or any monthly fees.
All Star Checking Offers:
- Bank Star debit card
- Online banking and bill pay
- Transactions at Allpoint and MoneyPass ATMs nationwide
- No monthly minimum balance requirement
Bonus Checking
If you’re looking for a little extra, you’re not alone – this is our most popular checking account. Get the basics with a few extra perks, including travel and merchandise discounts.
- Complimentary online banking access and bill pay services
- Complimentary Mobile Application
- One complimentary box of basic checks per year
- Complimentary Cashier's Checks and Money Orders (limit 3 per month)
- 10 complimentary copies per month
- Up to $5,000 Identity Theft Expense Reimbursement Coverage 1
- Fully Managed Identity Theft Resolution Services
- Debit and Credit Card Registration *
- Dark Web Monitoring*
- Financial Wellness 360o (available via mobile or web only)
- Up to $10,000 of 24 -hour Accidental Death and Dismemberment Insurance 1
- Cell Phone Protection1(cell phone bill must be paid through eligible account)
- Travel and Leisure Discounts (available via mobile or web only)
- An $8.00 Service Fee Applies
Bonus Checking Plus
It’s all in the name – get everything that’s a part of bonus checking, plus some bonus benefits. Get a discounted safe deposit box, interest on your qualified balance and more.
- All Bonus Checking benefits
- Interest bearing for balances of $1,500.00^
- One complimentary box of basic checks per year
- Complimentary Cashier's Checks and Money Orders (limit to three per month)
- 10 complimentary copies per month
- 25% discount on 3x5 Safe Deposit Box (if available)
- IDProtect Identity Theft Monitoring and Resolutions Service2
- Up to $20,000 of 24-hour Accidental Death and Dismemberment Insurance1
- Cell Phone Protection1 (Cell phone bill must be paid through eligible account)
- Travel and Leisure Discounts (available via mobile or web only)
- A $10.00 Service Fee Applies
Galaxy Club
The perfect account for our friends 50 and older. Get all the basic benefits plus one check order per year free.
- Interest bearing for balances over $1,500.00^
- Complimentary online banking access and bill pay services
- Complimentary mobile application
- One complimentary box of basic checks per year
- Complimentary Cashier's Checks and Money Order (limit three per month)
- Up to $5,000 Identity Theft Expense Reimbursement Coverage1 (for expenses associated with restoring your identity)
- Fully managed Identity Theft Resolution Services
- Debit and Credit Card Registration*
- Dark Web Monitoring*
- Financial wellness 360o(available via mobile or web only)
- Up to $10,000 of 24-hour Accidental Death & Dismemberment Insurance 1
- Cell Phone Protection1 (up to $300.00 cell phone must be paid through eligible account)
- Travel and Leisure Discounts (available via mobile or web only)
- A $7.00 Service Fee Applies if balance falls below $100.00
Galaxy Club Plus
Get the best of Galaxy Club while getting even more, like an interest on your entire checking balance.
- Complimentary online banking access and bill pay services
- Complimentary mobile application
- One complementary box of basic checks per year
- Complimentary Cashier's Checks and Money Orders (limit six per month)
- IDProtect Identity Theft Monitoring and Resolution Service2
- Up to 20,000 of 24-hour Accidental Death & Dismemberment Insurance1
- Cell Phone Protection1(Cell Phone bill must be paid through eligible accounts)
- Travel and Leisure Discounts (available via mobile or web only)
- A $4.00 Service Fee Applies
Money Market
Make your money make money, even when it’s sitting in the bank. Open this interest bearing, credited monthly account to get started.
- $100 to open
- $10.00 fee if balance falls below $1,500.00
- $10.00 excess debit fee
- Tiered Interest-bearing account
- Rates may change
Bonus Checking, Bonus Checking Plus, Galaxy Club and Galaxy Club Plus Disclosures:
* Registration/activation required
^ See Truth in Savings Document for full details
1 Special Program Notes: the descriptions herein are summaries only and do not include all terms, conditions and exclusions of the benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Insurance products are not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.
2Benefits are available to personal checking account owner(s) and their joint account owners subject to the terms and conditions for the applicable Benefits, account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a " signer" on the account who is not an account owner or to business, clubs, trusts, organization and/or churches and their members, or schools and their employees/students.
Have more questions, contact us at
636-271-2265 or
Customerservice@bank-star.com
Please note: Do not include any personal account details or information via email. For confidential information submission, please use " Upload Secure Documents" feature at the top of our page.
Bank Star Debit Card:
AllPoint
Your Bank Star debit card gives you access to AllPoint and MoneyPass ATMs nationwide – for free. Use our ATM Locator to find one near you.
Move On From Checks
No more digging for your ID. No more searching for a pen. Your Bank Star debit card is now the easiest way to pay.
Simple Records
When you use your Bank Star debit card, every pushcase and ATM transaction is itemized on your monthly statement. And you can access it all on our mobile app.
Added Protection
You already have secure way to pay. But with help from MasterCard, you can add a little extra protection to your Bank Star debit card
Other ways to protect
Protect your cards directly form your phone using SecurLock Equip App. Left a store without your card? Lock it until you can get it back. Receive alerts and monitor spending. (google play & App store)
About Overdraft Fees:
It’s happened to almost all of us – you don’t have enough money in your account to cover a transaction. We understand. Here’s what to know if that happens.
Overdraft Coverage
Each account has standard overdraft protection. We also offer other options, such as linking to another deposit account that could be less expensive than standard protection.
Transaction Types
We’ll authorize and pay overdrafts on transactions such as auto-pay bills and checks. Overdraft authorization on ATM and debit card transactions requires extra protection.
Fees
Any transaction that results in an overdraft of $5.01 or will result in a charge of up to $29.75 per item, with a limit of 6 items per account per day