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Personal Checking

No matter your stage in life,
we have an account for you.

Bonus Checking, Bonus Checking Plus, Galaxy Club and Galaxy Club Plus Disclosures:

* Registration/activation required

^ See Truth in Savings Document for full details

1 Special Program Notes: the descriptions herein are summaries only and do not include all terms, conditions and exclusions of the benefits described.  Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions.  Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance.  Insurance products are not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate. 


2Benefits are available to personal checking account owner(s) and their joint account owners subject to the terms and conditions for the applicable Benefits, account owners subject to the terms and conditions for the applicable Benefits.  Some Benefits require authentication, registration and/or activation.  Benefits are not available to a " signer" on the account who is not an account owner or to business, clubs, trusts, organization and/or churches and their members, or schools and their employees/students. 


Have more questions, contact us at

636-271-2265 or

Please note: Do not include any personal account details or information via email.  For confidential information submission, please use " Upload Secure Documents" feature at the top of our page.   

Bank Star Debit Card:


Your Bank Star debit card gives you access to AllPoint and MoneyPass ATMs nationwide – for free. Use our ATM Locator to find one near you.

Move On From Checks

No more digging for your ID. No more searching for a pen. Your Bank Star debit card is now the easiest way to pay.

Simple Records

When you use your Bank Star debit card, every pushcase and ATM transaction is itemized on your monthly statement. And you can access it all on our mobile app.

Added Protection

You already have secure way to pay. But with help from MasterCard, you can add a little extra protection to your Bank Star debit card

Other ways to protect

Protect your cards directly form your phone using SecurLock Equip App. Left a store without your card? Lock it until you can get it back. Receive alerts and monitor spending. (google play & App store)

About Overdraft Fees:

It’s happened to almost all of us – you don’t have enough money in your account to cover a transaction. We understand. Here’s what to know if that happens.

Overdraft Coverage

Each account has standard overdraft protection. We also offer other options, such as linking to another deposit account that could be less expensive than standard protection.

Transaction Types

We’ll authorize and pay overdrafts on transactions such as auto-pay bills and checks. Overdraft authorization on ATM and debit card transactions requires extra protection.


Any transaction that results in an overdraft of $5.01 or will result in a charge of up to $29.75 per item, with a limit of 6 items per account per day

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