Rev:February2021
AOB358010
FACTS
WHAT DOES BANCSTAR, INC. DO WITH YOUR PERSONAL
INFORMATION?
Financial companies choose how they share your personal information. Federal
law gives consumers the right to limit some but not all sharing. Federal law also
requires us to tell you how we collect, share, and protect your personal
information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product
or service you have with us. This information can include: *Social Security
number *Income *Account balances *Payment history *Credit history *Credit
scores
All financial companies need to share customers' personal information to run
their everyday business. In the section below, we list the reasons financial
companies can share their customers' personal information; the reasons
BancStar, Inc. chooses to share; and whether you can limit this sharing.
For our everyday business
purposes such as to process your
transactions, maintain your
account(s), respond to court orders
and legal investigations, or report to
credit bureaus
Yes
No
For our marketing purposes to offer
our products and services to you
No
We do not share
For joint marketing with other
financial companies
Yes
No
For our affiliates' everyday
business purposes information
about your transactions and
experiences
Yes
No
For our affiliates' everyday
business purposes information
about your creditworthiness
Yes
Yes
For non-affiliates to market to you
No
We do not share
Call toll-free 1-888-671-STAR (7827) or go to www.bank-star.com
Rev:February2021
AOB358010
Page 2
Who We Are
Who is providing
this notice?
BancStar, Inc. means the following institution: Bank Star
What We Do
How does BancStar,
Inc. protect my
personal
information?
To protect your personal information from unauthorized access and
use, we use security measures that comply with federal law. These
measures include computer safeguards and secured files and
buildings. We also maintain other physical, electronic and procedural
safeguards to protect this information and we limit access to
information to those employees for whom access is appropriate.
How does BancStar,
Inc. collect my
personal
information?
We collect your personal information, for example, when you *Open an
account *Deposit money *Pay your bills *Apply for a loan *Use your
credit or debit card. We also collect your personal information from
others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all
sharing?
Federal law gives you the right to limit only *sharing for affiliates'
everyday business purposes - information about your creditworthiness
*affiliates from using your information to market to you *sharing for non-
affiliates to market to you State laws and individual companies may
give you additional rights to limit sharing.
What happens when
I limit sharing for an
account I hold
jointly with
someone else?
Your choices will apply to everyone on your account.
Affiliates
Companies related by common ownership or control. They can be
financial and non-financial companies. *Our affiliates include:
*Companies with a Bank Star name
Non-affiliates
Companies not related by common ownership or control. They can be
financial and non-financial companies. *BancStar, Inc. does not share
with non-affiliates so they can market to you.
Joint Marketing
A formal agreement between non-affiliated financial companies that
together market financial products or services to you. *Our joint
marketing partners include club account/fraud protection companies.