Best Missouri Bank - Bank Star One  
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Bank Star Checking Accounts

Bank Star offers five different personal checking accounts that allow offering maximum flexibility to meet your checking needs. Compare the accounts to determine which is the best fit your needs!

We invite you to visit your local Bank Star branch to learn more about available savings accounts and other products.

All-Star Checking

Checking with no minimum balance and no per check charges!

$100 minimum deposit to open the account.

That's no monthly fees (with electronic statement) and unlimited check writing privileges! Plus you'll have the convenience of a free Bank Star Plus debit card, free online bill pay, and 24-hour online banking!

An overdraft fee may be imposed to this account.  This fee applies to overdrafts created by in-person withdrawal, ACH withdrawal, or other electronic means as applicable. This fee does not apply to overdrafts created by ATM or everyday debit card transactions unless you affirmatively consent (opt-in) for us to authorize and pay those transactions.

Open your Bank Star Free Checking Account today!

Bonus Banking

Bank Star's Bonus Banking is a Checking Account with EXTRA Value!

BENEFITS:

  • FREE Personalized Corporate Image Checks
  • Bank Star Express 24-Hour Account Information Hotline
  • Cashiers Checks & Money Orders at No Issue Fee - (Limits May Apply)
  • FREE Internet Banking and Online Bill Pay
  • $10,000 Accidental Death & Dismemberment and $20,000 Common Carrier Insurance *
  • Payment Card Protection for Loss or Theft of Credit, ATM and Check Cards
  • Key Ring Protection
  • Sojourns Magazine Subscription
  • 50% Off Lodging Discounts
  • Travel and Leisure Discounts
  • Movie Theatre Discounts
  • Theme Park and Other Attractions Discounts
  • Savers Club Discounts on Services You Can Use Daily
  • Grocery Coupons-worth hundreds of dollars annually
  • Golf Discounts up to 50% through Golf Access
  • Photocopy Service
  • Direct Deposit of Social Security & Payroll Checks
  • Bank Star +PLUS+ MasterCard Check Card
  • An overdraft fee may be imposed to this account.  This fee applies to overdrafts created by in-person withdrawal, ACH withdrawal, or other electronic means as applicable. This fee does not apply to overdrafts created by ATM or everyday debit card transactions unless you affirmatively consent (opt-in) for us to authorize and pay those transactions.

Call us or visit one of our locations for information on other available accounts.

Truth-in-Savings Disclosure on Deposit Accounts
Account Type: BONUS BANKING

Balance Requirements to Open the Account
You must deposit $100.00 to open this account.

Fees - A MEMBERSHIP FEE OF $8.00 WILL BE CHARGED EACH MONTH.

*The insurance offered is not a deposit, not FDIC insured, not an obligation of or guaranteed by Bank Star or affiliates, and not insured by any agency of the U.S.

 

Bonus Banking PLUS

Bank Star's Bonus Banking is a Checking Account with EXTRA Value!

BENEFITS:

  • FREE Personalized Corporate Image Checks
  • Bank Star Express 24-Hour Account Information Hotline
  • Cashiers Checks & Money Orders at No Issue Fee - (Limits May Apply)
  • FREE Internet Banking and Online Bill Pay
  • $20,000 Accidental Death & Dismemberment and $40,000 Common Carrier Insurance *
  • Payment Card Protection for Loss or Theft of Credit, ATM and Check Cards
  • Key Ring Protection
  • Sojourns Magazine Subscription
  • 50% Off Lodging Discounts
  • Travel and Leisure Discounts
  • Movie Theatre Discounts
  • Theme Park and Other Attractions Discounts
  • Savers Club Discounts on Services You Can Use Daily
  • Grocery Coupons-worth hundreds of dollars annually
  • Golf Discounts up to 50% through Golf Access
  • Photocopy Service
  • Direct Deposit of Social Security & Payroll Checks
  • Bank Star +PLUS+ MasterCard Check Card
  • Identity Theft Insurance with Fraud Assistance. See your Bank Star branch for details
  • Everyday Rebate Rewards
  • Earn money back by making purchases through Cash Rewards
  • Interest will be paid on balances equal to or greater than $1,500.
  • An overdraft fee may be imposed to this account.  This fee applies to overdrafts created by in-person withdrawal, ACH withdrawal, or other electronic means as applicable. This fee does not apply to overdrafts created by ATM or everyday debit card transactions unless you affirmatively consent (opt-in) for us to authorize and pay those transactions.

Call us or visit one of our locations for information on other available accounts.

Truth-in-Savings Disclosure on Deposit Accounts
Account Type: BONUS BANKING PLUS

Balance Requirements to Open the Account
You must deposit $100.00 to open this account.

Fees - A MEMBERSHIP FEE OF $10.00 WILL BE CHARGED EACH MONTH.

*The insurance offered is not a deposit, not FDIC insured, not an obligation of or guaranteed by Bank Star or affiliates, and not insured by any agency of the U.S.

Cash Rewards

Galaxy Club

Bank Star's Galaxy Club is for our customers 50 and BETTER!

Take Advantage of all these BENEFITS:

  • $100 Minimum Balance to Open
  • First order of personalized checks free
  • No fee on cashier's checks and money orders
  • FREE Internet banking and FREE online bill pay
  • $100,000 common carrier accidental death insurance *
  • Key ring protection
  • Payment card protection
  • Bonus travel discounts
  • Savers Club Book
  • Grocery coupons
  • Bank Star Plus Check Card
  • An overdraft fee may be imposed to this account.  This fee applies to overdrafts created by in-person withdrawal, ACH withdrawal, or other electronic means as applicable. This fee does not apply to overdrafts created by ATM or everyday debit card transactions unless you affirmatively consent (opt-in) for us to authorize and pay those transactions.

Call us or visit one of our locations for information on other available accounts.

Truth-in-Savings Disclosure on Deposit Accounts
Account Type: GALAXY CLUB

Rate Information
This is a variable rate account. Because rates may change periodically, we recommend that you contact your Bank Star branch to get the latest rate information on this account. Rates may change at any time without notice. Fees could reduce earnings on this account.

Frequency of Rate Changes
Your interest rate and annual percentage yield may change every DAY.

Determination of Rate
At our discretion, we may change the interest rate on your account.

Compounding and Crediting Frequency
Interest will be compounded MONTHLY.
Interest will be credited to your account MONTHLY.

Effect of closing account
If you close your account before interest is credited, you will not receive the accrued interest.

Balance Requirements to Open the Account
You must deposit $100.00 to open this account.

Balance Requirement to Earn Interest
A minimum balance of $1500 must be maintained to earn interest. Rates may change without notice.

Balance Computation Method
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account.

Accrual of Interest on Noncash Deposits
Interest begins to accrue no later than the business day that we receive credit for the deposit of noncash items (for example, checks).

Fees
A MONTHLY FEE OF $7.00 WILL BE CHARGED ONLY IF YOU DO NOT KEEP A $100.00 MINIMUM DAILY BALANCE.

*The insurance offered is not a deposit, not FDIC insured, not an obligation of or guaranteed by Bank Star or affiliates, and not insured by any agency of the U.S.

Galaxy Club PLUS

Bank Star's Galaxy Club PLUS is for our customers 50 and BETTER!

Take Advantage of all these BENEFITS:

  • FREE Personalized Corporate Image Checks
  • Earn interest with as little as a penny in your account.
  • Cashiers Checks & Money Orders At No Issue Fee
  • Bank Star +PLUS+ MasterCard® Check Card
  • FREE Internet Banking and FREE Online Bill Pay
  • 25% Discount on 3 X 5 Safe Deposit Boxes (when available)
  • $10,000 of 24-Hour Accidental Death Insurance and Increased $150,000 Common Carrier Insurance*
  • Medical Emergency Data Card
  • Payment Card Protection for Loss or Theft of Credit, ATM and Check Cards
  • Key Ring Protection
  • Rx Advantage® Prescription Drug Program
  • Savers Club® Book filled with everyday savings and discounts
  • Bonus Travel-cash rewards when you travel
  • Everyday Rebate Rewards-Earn money on things you buy everyday
  • Discount Shopping Service
  • Grocery Coupons worth hundreds of dollars annually
  • Bank Star Express 24-Hour Account Information Hotline
  • An overdraft fee may be imposed to this account.  This fee applies to overdrafts created by in-person withdrawal, ACH withdrawal, or other electronic means as applicable. This fee does not apply to overdrafts created by ATM or everyday debit card transactions unless you affirmatively consent (opt-in) for us to authorize and pay those transactions.

Call us or visit one of our locations for information on other available accounts.


Truth-in-Savings Disclosure on Deposit Accounts
Account Type: GALAXY CLUB PLUS

Rate Information
This is a variable rate account. Because rates may change periodically, we recommend that you contact your Bank Star branch to get the latest rate information on this account. Rates may change at any time without notice. Fees could reduce earnings on this account.

Frequency of Rate Changes
Your interest rate and annual percentage yield may change every DAY.

Determination of Rate
At our discretion, we may change the interest rate on your account.

Compounding and Crediting Frequency
Interest will be compounded MONTHLY.
Interest will be credited to your account MONTHLY.

Effect of closing account
If you close your account before interest is credited, you will not receive the accrued interest.

Balance Requirements to Open the Account
You must deposit $100.00 to open this account.

Balance Requirement to Earn Interest
Rates may change without notice.
To obtain the disclosed Annual Percentage Yield, you must maintain a daily balance of $ 0.01 in the account.

Balance Computation Method
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account.

Accrual of Interest on Noncash Deposits
Interest begins to accrue no later than the business day that we receive credit for the deposit of noncash items (for example, checks).

Fees
A MEMBERSHIP FEE OF $4.00 WILL BE CHARGED EACH MONTH.

*The insurance offered is not a deposit, not FDIC insured, not an obligation of or guaranteed by Bank Star or affiliates, and not insured by any agency of the U.S.

   
 
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Bank Star 24-Hour Hotline
888-671-STAR or 888-671-7827
     
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