Careers at BancStar, Inc.

"A hometown bank that is here to stay" is a very appropriate motto for the focus of our Banks.  We have four separate community banks controlled by the Stewart family’s holding company, BancStar, Inc., each Bank retaining its unique identity and place within its community.   Each of the Banks is committed to serving their local communities.  We are proud of our roots and will continue to service our communities by providing quality customer service with a focus on two of our most valuable assets, our customers and our employees.

It is our mission to provide friendly, courteous and top-quality financial services to our communities and to provide service that spoils our customers.  We salute the loyalty and pride exhibited by employees who, through their careers at our bank, are an important asset to both these banks and communities they serve.

As a company, we are committed to provide our employees with a stable work environment with an equal opportunity for learning, development and personal growth.  We provide friendly and courteous environment to our employees in hope that they will share the same with every customer, vendor and co-worker.

At BancStar your thoughts, opinions and ideas are welcome.  Attracting and retaining talented individuals is critical to our success.   
We offer great working conditions and room for growth.  We encourage and reward employee productivity and creativity.  As a result, our employees have the opportunity to reach their fullest personal and professional growth.

BancStar is only interested in hiring the best.  If you are professional and loyal individual with the integrity look no further.  We would like to talk to you! 

Our employees enjoy what they do and build long term careers with BancStar.

COMPLETE OUR ONLINE APPLICATION

 

CURRENT JOB OPENINGS

• LOAN OFFICERS
• CONSUMER LENDER

 

Loan Officers

.  These positions are responsible for originating loans.  In addition, these positions manage relationships, source applications and educate customers in regards to the loan and loan process all in accordance with federal and state regulations.  Specific responsibilities include:

1. Establish external lead sources in community.
2. Consult borrowers in regards to loan products.
3. Develop and maintain relationships for a continual steam of origination volume.
4. Assess customer needs, recommend appropriate mortgage products and advise on expectations regarding loan documentation requirements.
5. Collect application fees; submit loan applications for processing and underwriting.
6. Act as primary contact for customers through loan closing.
7. Perform other duties and projects as assigned.

These positions require an Associate Degree, one year of experience in loan origination as well as the knowledge of pertinent regulations.   These positions require personal computer skills (Microsoft Office, inclusive of Word, Excel, and Outlook) and experience with database and calculators.  Excellent spelling, grammar and interpersonal skills to be able to communicate in a courteous, professional, tactful and concise manner.

If you are interested in applying for this position please complete our online application and forward your resume to a.baskot@bank-star.com

 

 

Consumer Lender

Bank Star of the BootHeel, Steele has an excellent opportunity for Consumer Lender.  This position is responsible for originating loans.  In addition, this position works directly with costumers to determine the nature of their borrowing needs and examines, evaluates, and recommends approval of borrower’s applications for credit all in accordance with federal and state regulations.  Specific responsibilities include:

1. Establishes external lead sources in community.
2. Identifies and cultivates potential and existing customers that require lending services.  Develops the lending portfolio.
3. Consults borrowers regarding loan products. Interviews borrower for loans and answers questions pertaining to their loan during entire process.  Works with borrower to resolve problems and questions to relating to their loan application and financial information.
4. Pre-screens loan requests for compatibility with credit guidelines for safety and soundness.  Obtains and reviews information necessary to assess desirability of loans.   Submits application package for underwriting. 
5. Interfaces with Vice President, Lending to evaluate quality of loans.
6. Gathers documentation from borrower during application process including, but not limited to financial statements, tax returns, collateral descriptions and related paperwork to facilitate underwriting process.
7. Maintains check lists to control loan progress through approval and closing.
8. Reviews loan documents for accuracy and faithfulness prior to loan closing.  Responsible for coordinating and scheduling loan closings.
9. Cross sells customers on other products offered by the bank.
10. Makes recommendations for policy changes or modification and maintains understanding of state and federal lending regulations.
11. Attends seminars and/or classes necessary to keep current on regulations and trends affecting banking industry.
12. Performs other duties and projects as assigned.

This position requires a Bachelor’s Degree, two years of experience in loan origination, and the knowledge of pertinent regulations.   This position requires personal computer skills (Microsoft Office, inclusive of Word, Excel, and Outlook) and experience with database and calculators.  It requires excellent spelling, grammar and interpersonal skills to be able to communicate in a courteous, professional, tactful and concise manner.

If you are interested in applying for this position please complete our online application and forward your resume to a.baskot@bank-star.com